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Disparity continues between male and female car insurance
Published: 02/03/10

For the women drivers in the UK, you can find cheaper car insurance for ladies because the accident rate is lower for women than men, throughout the world. This is especially true of young women in the UK because they are much less accident prone than their male peers. This is believed to be the result of a man’s desire to impress his friends or women by driving their sports cars like a race-car driver, while young women tend to be much more sensitive to avoiding accidents, than showing off.

While this might seem stereotypical, the statistics show it might be partly responsible for the difference in accidents. On the other hand, women are three times more likely to suffer whiplash injury in the same car accident as their male counterparts, according to a recent study done by the University of Sweden.

The difference is believed to occur from the positioning of the seat, where women drivers tend to position the seat in a more upright position and closer to the steering wheel. Males tend to position the seat back further and slump more in the seat. This might mean that more males are responsible for a higher number of accidents because of their positioning, but they are less likely to suffer whiplash injuries.

On the other hand, there may be more men driving than females in general, because the man of a household will frequently drive when husband and wife are in the car. Regardless, when you are looking at the difference in premiums for car insurance for ladies, it can be considerably less for females if you know where to look. There are some companies that specialise in car insurance for women drivers and these will offer the most competitive rates, in the majority of cases.

Here at Flint Insurance our Queen Bee insurance policy has been specifically tailored for the lady driver to provide complete cover and assurance. Find a cheap female driver insurance quote today or call 0800 021 4513 for more information.

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