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New Products: find your niche

Published: 16/12/11

New Products: find your niche

We’re always on the look out for exciting new products and work with many insurers.

Niche products enable us to offer insurance suited exactly to your particular business; ultimately representing quality cover and good value.

If you work in any of the following, make sure that you speak to us to ensure the best possible cover.

Security and Alarm Companies
If you deal in CCTV installation; security alarm and fire extinguisher maintenance this could be for you. This primary cover is for public and products liability, with extensions that include inefficacy (including products) and contractual liability, professional indemnity, wrongful arrest, loss of keys and financial loss. Additional extras can include employer’s liability, fidelity guarantee and money cover. 

Cleaning Contractors
Do you work on private residential properties, offices and shops, hotels or new builds? If so we have a new product designed especially for you. It is designed to cover all of your business needs, including damage to customers’ property whilst being worked upon.

Recruitment or Employment Agency
This highly specialist policy provides the following:

  • £10 million for employers’ liability and £5 million for public/products liability.
  • Professional indemnity; (up to £5 million)
  • Drivers’ negligence (up to £10 million). This covers the agency if held legally responsible for damage to your client’s vehicle, driven by temporary workers
  • Personal accident for contractors (with benefits of £25,000) whilst working on assignment. Covers all temporary workers with standard death and capital benefits.

For any of these policies we can discuss alternatives on excess levels and differing limits of indemnity, together with extensions for driver negligence, loss of licence, fidelity bonding and personal accident. For further information contact Sam Akhtar on 0845 371 1452 or email samakhtar@flintinsurance.co.uk


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