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Truck Insurance for Big Chill Road Conditions!
Published: 02/02/10

The continuing nasty weather has made the roads and motorways a real hazard for motorists. Countless news stories tell of the frustration that motorists experience when a lorry jack-knives in the treacherous conditions. Hours of delays in freezing conditions are not much fun for anyone, least of all the unfortunate driver of the truck.

Accidents are bound to happen on the icy roads, or when fresh snow falls and blocks the lanes. Truck drivers and owners can’t possibly consider driving without comprehensive truck insurance, after all it is an offence to not have the correct insurance if you drive, use or park a motor vehicle in a public road.

Truck insurance is for vehicles that are 7.5 tonnes or greater (gross weight) up to 44 tonnes maximum gross vehicle weight. Articulated Lorries, wagons and HGV’s are covered by truck insurance although you can get specialised HGV insurance policies.

If your truck is involved in an accident you will need to be covered for all contingencies. Only comprehensive truck insurance will cover you for damages to your truck and any other vehicle or property that may be involved.

Your truck is your livelihood. If it is off the road this will in all probability have a negative affect on your income. What you are carrying will determine the truck insurance policy you will need to take out. Goods in Transit cover is advisable if you are carrying goods in large numbers. Breakdown cover may be needed for EU recovery as well as UK recovery.

Truck drivers are usually very good at what they do, and are mostly considerate road users. The current road conditions make driving difficult for everyone. Trucks can need more time and distance to slow down and stop in an emergency situation, and some other road users can at times not be aware of this requirement. Truck drivers need to be covered by adequate truck insurance to guard against the very real hazards on icy roads.

Flint Insurance are truck insurance specialists. Get an instant online truck insurance quote or call 0800 021 4503 for further details.

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