Published: 05/03/10
Everyone has been talking about climate change and the effect it has had on a number of aspects already on our lives. The latest victim of climate change is the motor trade insurance sector. Although January and February has traditionally always been a challenging month for the UK Insurance Industry, this years winter has been recorded as one of the worst ever and this has led to more accidents than ever which has led to a exceptionally large number of claims.
Another interesting new development this winter is the increase of car insurance searches on 4x4 vehicles. It appears with the extreme winter in the UK; many Brits are in the market for a vehicle they feel can handle the snow. The January 2010 analysis conducted by the insurance industry’s top comparison tool moneysupermarket.com, showed an increase in those looking to insure a 4×4 vehicle. In fact, in the five days since January 2010, searches for 4×4 car insurance were up 42 per cent compared to the same period in December last year.
Winter accidents are something that drivers need to avoid, as finding any cheap motor insurance quotes after they have claimed will be viewed as a higher risk by their insurance company. It is thus wise to take precautions beforehand that will decrease the chances of you having an accident during the winter season and avoiding the need to make a claim on your car insurance which would lead to a higher insurance quote after winter has passed.
At the end of the day it is generally advisable to stay off the roads entirely, even when you are confident that you have an able vehicle for driving in the snow, as that is not a guarantee that you would be any safer if faced with erratic driving conditions.
Flint Insurance are motor trade insurance specialists. Get an instant online motor trade insurance quote or call 0800 021 4511 for further details.
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