High Value Item Insurance
Jewellery, art, antiques and other collections are usually part of high value home contents cover. They are an incredibly important element of high value insurance.
Correct and regular valuations together, with good security and risk management are important considerations for this type of home contents. Such items will usually be individually specified on the insurance contract, with agreed sums insured and reinstatement values.
Our experienced Private Clients account handlers can give you expert advice on how to protect your valuables and the type of insurance that you need. We make sure that every element of your property is covered so that in the event of a claim your insurance works exactly as it should, every time.
Our highly trained team will take the time to understand your requirements and ensure the cover we recommend meets your needs and, perhaps more importantly, your expectations should you need to make a claim.
Flint Private Clients is our specialist department that handles high net worth insurance including for jewellery and high value home. We deal with every aspect of your insurance, from providing risk details to underwriters, securing the quote and sorting documentation. More importantly you receive our full support in the event of a claim – on hand 24/7 to assist you in the event of a loss.
Our comprehensive high value home policy can include:
- High value buildings
- Listed and heritage properties
- General contents
- Fine art and collectibles
- Holiday homes in UK and overseas
- Unoccupied and homes undergoing building works
This is a truly bespoke insurance contract that is built around your needs to incorporate such things as house, holiday homes and their various contents, plus cars, boats and any other vehicles, often in a single policy.
As this is a bespoke service it can also be a single house or car that is insured or be made up of multiple contracts depending on your particular circumstances. We work very closely with you and insurers to put forward the optimum cover.