Block of Flats Insurance
Block of Flats Insurance or Block Insurance is for landlords who rent out flats and apartments. These can be anything from two flats in a converted house, through to large purpose built blocks. Flint is able to provide cover whether your interest is freehold, leasehold or via a management company.
Standard buildings cover provides protection against fire, flood, escape of water, with contents cover for furnishings etc. in communal areas.
Buildings can be of standard and non-standard construction, as well as listed. If your building has a lift this will also need to be insured, with regular inspections, which can be part of your insurance contract.
As with all of our commercial insurance, your policy is created for you, so as well as considering the type and size of property we can look at other additional insurance, such as alternative accommodation cover, to make sure you’re properly protected. Your Flint commercial account handler will help you decide on the right levels of cover and select the best policy for you from a wide range of quality insurance providers. With Flint you are supported throughout the life of your policy, but particularly in the event of a claim.
- Buildings and Contents for flats and apartments
- Discounts for multiple properties
- Loss of rent and alternative accommodation
- Flexible occupancy
- Accidental/Malicious Damage
- Public Liability for property owners
- Employers’ Liability
- Directors’ and Officers’ Liability
- Legal Expenses, including 24 hour helpline