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Block of Flats Insurance

Block of Flats Insurance or Block Insurance is for landlords who rent out flats and apartments. These can be anything from two flats in a converted house, through to large purpose built blocks. Flint is able to provide cover whether your interest is freehold, leasehold or via a management company.

Standard buildings cover provides protection against fire, flood, escape of water, with contents cover for furnishings etc. in communal areas.

Buildings can be of standard and non-standard construction, as well as listed. If your building has a lift this will also need to be insured, with regular inspections, which can be part of your insurance contract.

As with all of our commercial insurance, your policy is created for you, so as well as considering the type and size of property we can look at other additional insurance, such as alternative accommodation cover, to make sure you’re properly protected. Your Flint commercial account handler will help you decide on the right levels of cover and select the best policy for you from a wide range of quality insurance providers. With Flint you are supported throughout the life of your policy, but particularly in the event of a claim.


  • Buildings and Contents for flats and apartments
  • Discounts for multiple properties

Additional extras

  • Loss of rent and alternative accommodation
  • Flexible occupancy
  • Accidental/Malicious Damage
  • Public Liability for property owners
  • Employers’ Liability
  • Directors’ and Officers’ Liability
  • Legal Expenses, including 24 hour helpline
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Fewer claims means reduced premiums

Good risk and claims management is essential, especially for policy cover where you could face multiple perils. Running a compliant business, together with risk mitigation are extremely important to control claims and the cost of insurance.

As a specialist broker we are experts in Risk Management, which means our highly trained staff can provide genuine advice on a wide range of initiatives designed to help you reduce your claims.

When Accidents Happen

At Flint we understand that how claims are handled is one of the most important parts of your insurance.

In the event of a claim we work with you and insurers to make sure your policy works as it should and that claims are settled as quickly as possible.

Need to claim?

Speak to our claims team

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Why choose us?

Flint Insurance is an independent insurance broker who works with a panel of quality insurers to provide the best possible insurance policies for our clients. There’s no huge call centre – with Flint you deal with the person who is handling your risk. We only take your details to get you fantastic rates from quality insurers.

Whether you’re a sole trader or large corporation Flint seeks to understand your business and make recommendations for cover. Experts in our field, we work with trusted insurers to compare the market for great cover at the best rate.

Request a callback

    Within our office hours, we endeavour to contact you within 15 minutes of your requested time.

    Contact us

    Call us on 0800 021 4501 and one of our team will be more than happy to help.

    Make a claim