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High Risk Liability Insurance

As the name suggests this is Public and Employers’ Liability insurance for more dangerous occupations.

This includes working at height, such as steeplejacks, scaffolders and roofers; heat working, such as welding/fabrication and plumbing and heating contractors; those working in dangerous environments, such as civil engineers, diamond drilling and ground workers and many more. Due to the nature of their work high risk occupations need specialist insurance cover.

Public Liability is there to protect you against claims made for personal injury and property damage from third parties. Employers Liability offers protection against legal and compensation claims made due to injury, disease or death made by employees and contractors whilst working for you. Employers Liability is a legal requirement and Public Liability an essential insurance for any business.


  • Public Liability
  • Employers Liability
  • High risk liability cover for all types and size of firm
  • Indemnity from £1 million up to £10 million

Additional Features

Your High Risk Liability policy can be extended to include:

  • Products liability
  • Tools and equipment
  • Plant and machinery
  • Temporary employees
  • Personal accident to employees and directors

As an insurance broker with over 30 years experience Flint works with market leading insurers to bring you the best possible choice of policy.

Allianz Insurance logo Lloyd RSA insurance logo Pen underwriting logo Travelers insurance logo
Zurich Insurance logo Aviva Insurance Logo Axa insurance logo NIG insurance logo Ageas Insurance Logo Markel logo Hiscox Insurance logo

Fewer claims means reduced premiums

Good risk and claims management is essential, especially for policy cover where you could face multiple perils. Running a compliant business, together with risk mitigation are extremely important to control claims and the cost of insurance.

As a specialist broker we are experts in Risk Management, which means our highly trained staff can provide genuine advice on a wide range of initiatives designed to help you reduce your claims.

When Accidents Happen

In the unfortunate event that you experience a loss, having the correct cover in place from the outset enables our claims executives to negotiate the best possible settlement for you; our understanding of your business helps us to better support you throughout the claims process. We are always the advocate of our clients.

Claims management from Flint gives you the peace of mind that your business is supported by commercial claims experts who have the knowledge and experience gained from dealing with minimal losses to large catastrophes. We work hard to ensure that any loss has as little impact on your business as possible.

Need to claim?

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Why choose us?

Flint Insurance is an independent insurance broker who works with a panel of quality insurers to provide the best possible insurance policies for our clients. There’s no huge call centre – with Flint you deal with the person who is handling your risk. We only take your details to get you fantastic rates from quality insurers.

Whether you’re a sole trader or large corporation Flint seeks to understand your business and make recommendations for cover. Experts in our field, we work with trusted insurers to compare the market for great cover at the best rate.

Request a callback

    Within our office hours, we endeavour to contact you within 15 minutes of your requested time.

    Contact us

    Call us on 0800 021 4501 and one of our team will be more than happy to help.

    Make a claim