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Rated our service ‘extremely good’

Employers’ Liability Insurance

Employers’ Liability insurance is there to cover your staff for loss or injury whilst at work. As an employer this insurance, with only minor exceptions*, is a legal requirement in the UK. It protects against the costs of defending claims or settling compensation payments.

Employers’ Liability cover is required for all permanent employees, contract, sub-contract, casual and seasonal workers, as well as temporary staff, students and those on work placements. Whilst £5 million is the legal minimum requirement, most insurers provide up to £10 million worth of cover.


  • £10 million worth of cover as standard
  • Injuries or disease caused by terrorism up to £5m
  • Compensation for court attendance – £500 per day for you; £250 for an employee
  • Legal helpline

*With the exception of the family business, where your staff are close relations.

As an insurance broker with over 30 years experience Flint works with market leading insurers to bring you the best possible choice of policy.

Covea Insurance Logo Aviva Insurance Logo ERS insurance logo NIG insurance logo Ageas Insurance Logo
Zenith insurance logo Allianz Insurance logo Lloyd

Fewer claims means reduced premiums

Risk Management is the term we use for minimising (or mitigating) the risks to your business. It’s ultimate aim is to both reduce the number of claims that you have and when loss really is unavoidable, the severity of those claims.

We do this by understanding your business in minute detail, reviewing past performance and historical claims to spot obvious trends. Ultimately, we make specific recommendations to set up your individual and robust insurance programme. This comes with a clear explanation of your insurance contract so that you understand exactly what is and what is not covered.

Our Claims and Risk Management Services Include:

  • Insurance Risk Assessments
  • Risk Surveys
  • Claims Reviews
  • Property Valuations
  • Business Interruption Computation
  • Business Continuity and Disaster Recover Planning
  • Asset Registers, Stock and Plant Valuations

When Accidents Happen

In the unfortunate event that you experience a loss, having the correct cover in place from the outset enables our claims executives to negotiate the best possible settlement for you; our understanding of your business helps us to better support you throughout the claims process. We are always the advocate of our clients.

Claims management from Flint gives you the peace of mind that your business is supported by commercial claims experts who have the knowledge and experience gained from dealing with minimal losses to large catastrophes. We work hard to ensure that any loss has as little impact on your business as possible.

Need to claim?

Speak to our claims team

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Why choose us?

Flint Insurance is an independent insurance broker who works with a panel of quality insurers to provide the best possible insurance policies for our clients. There’s no huge call centre – with Flint you deal with the person who is handling your risk. We only take your details to get you fantastic rates from quality insurers.

Whether you’re a sole trader or large corporation Flint seeks to understand your business and make recommendations for cover. Experts in our field, we work with trusted insurers to compare the market for great cover at the best rate.

Request a callback

    Within our office hours, we endeavour to contact you within 15 minutes of your requested time.

    Contact us

    Call us on 0800 021 4501 and one of our team will be more than happy to help.

    Make a claim