Employers’ Liability Insurance
Employers’ Liability insurance is there to cover your staff for loss or injury whilst at work. As an employer this insurance, with only minor exceptions*, is a legal requirement in the UK. It protects against the costs of defending claims or settling compensation payments.
Employers’ Liability cover is required for all permanent employees, contract, sub-contract, casual and seasonal workers, as well as temporary staff, students and those on work placements. Whilst £5 million is the legal minimum requirement, most insurers provide up to £10 million worth of cover.
- £10 million worth of cover as standard
- Injuries or disease caused by terrorism up to £5m
- Compensation for court attendance – £500 per day for you; £250 for an employee
- Legal helpline
*With the exception of the family business, where your staff are close relations.
As an insurance broker with over 30 years experience Flint works with market leading insurers to bring you the best possible choice of policy.