Public Liability Insurance
Accidents do happen and when they occur as a result of your business activities, then Public Liability insurance protects you.
Public Liability pays compensation claims and legal fees if an individual, such as a customer, contractor or member of the public is injured or their property damaged. Whilst it’s not a legal requirement we think it’s absolutely essential for small businesses and sole traders.
- Up to £10 million protection
- Criminal defence costs to up £100,000
- Sole traders/freelance workers – up to large corporations
- Temporary staff only workers
- High risk trades
- Immediate cover
- Tools and equipment
- Plant and machinery
- Personal accident for employees, directors and principals
When considering Public Liability insurance how much cover you have and policy premium is based on the type and size of your business, where you work and your claims history.
Anyone dealing face-to-face with customers needs this cover, even if you’re a freelancer working from home. Speak to a member of our commercial insurance team who will be able to help.