Liability Insurance

Generally speaking Liability Insurance covers you for claims made due to injury to another person and/or damage to property. These types of policies cover the legal costs associated with defending claims, plus potential payouts if found to be legally responsible.

Every business will require some form of liability insurance, the exact type being dependent on what you do. Naturally it won’t cover intentional damage or breach of contract.

Your Flint Insurance commercial account handler can help you decide exactly what type and how much Liability Insurance is right for you to properly protect your business, although Employers’ Liability is a legal requirement for the majority of employers. We have a long history of providing commercial insurance, making it our number one aim to get the best market rates available.

Call us on 0800 021 4504

9:00am to 6:30pm
Mon – Thurs
9:00am to 5:30pm
Fri

Specific policies available

Combined Liability Insurance

Public and Employers’ Liability in one convenient policy, with a range of optional extensions – designed to keep you covered in the most cost effective way.

Public Liability Insurance

Essential commercial cover that pays compensation claims and legal fees if an individual, such as a customer, contractor or member of the public is injured or their property damaged as a result of your business activities.

Employers' Liability Insurance

A legal requirement for all staff, including temporary workers and volunteers; usually bought with Public Liability insurance, we cover all types and size of business.

Products Liability Insurance

Products Liability insurance offers protection against claims of personal injury or property damage resulting from the use of your products.

Professional Indemnity Insurance

Protection against mistakes or complaints about work that you’ve done. Covering legal defence fees, compensation for negligence, additional costs to correct a mistake or reputational damage. All professions covered.

High Risk Liability Insurance

Specialist Public and Employers’ Liability for more dangerous occupations, such as working at height, heat work and dangerous environments.

Directors and Officers Insurance

Covers the payment of fines, compensation and legal expenses, because as a business director you have a personal responsibility for all your actions, including errors and omission and the decisions that you make.

Management Liability Insurance

Directors’ and Officers’ Liability enhanced with Entity Defence and Employment Law Protection under one comprehensive policy.

Hauliers Liability Insurance

Specifically for road haulage operators and covers the movement of your customers goods against loss whilst in transit, but with the addition of Public and Employers’ Liability built in.

Roofers Liability Insurance

Being a roofer inevitably means working at height and therefore poses additional risks to you and your workers, as well as those around you, such as clients and members of the public.

Scaffolders Liability Insurance

Working at height to erect scaffolding poses significant risks to workers and others in the same environment, such as your clients and members of the public.

Welders Liability Insurance

Welding for a living presents a variety of complex risks and hazards, making the right insurance cover essential to protect your livelihood, your employees, property and other people around you.

When Accidents Happen

In the unfortunate event that you experience a loss, having the correct cover in place from the outset enables our claims executives to negotiate the best possible settlement for you; our understanding of your business helps us to better support you throughout the claims process. We are always the advocate of our clients.

Claims management from Flint gives you the peace of mind that your business is supported by commercial claims experts who have the knowledge and experience gained from dealing with minimal losses to large catastrophes. We work hard to ensure that any loss has as little impact on your business as possible.

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Why choose us?

Flint Insurance is an independent insurance broker who works with a panel of quality insurers to provide the best possible insurance policies for our clients. There’s no huge call centre – with Flint you deal with the person who is handling your risk. We only take your details to get you fantastic rates from quality insurers.

Whether you’re a sole trader or large corporation Flint seeks to understand your business and make recommendations for cover. Experts in our field, we work with trusted insurers to compare the market for great cover at the best rate.


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Within our office hours, we endeavour to contact you within 15 minutes of your requested time.

Contact us

Call us on 0800 021 4501 and one of our team will be more than happy to help.

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