Generally speaking Liability Insurance covers you for claims made due to injury to another person and/or damage to property. These types of policies cover the legal costs associated with defending claims, plus potential payouts if found to be legally responsible.
Every business will require some form of liability insurance, the exact type being dependent on what you do. Naturally it won’t cover intentional damage or breach of contract.
Your Flint Insurance commercial account handler can help you decide exactly what type and how much Liability Insurance is right for you to properly protect your business, although Employers’ Liability is a legal requirement for the majority of employers. We have a long history of providing commercial insurance, making it our number one aim to get the best market rates available.