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Shop and Retail Insurance

Shop and retail insurance incorporates a whole range of different businesses, with their own particular issues. At Flint we can cover all types of shop owners whatever product or set-up, from large to small operations, against multiple risks.


Generally shop cover will include:

  • Public Liability
  • Products Liability
  • Accidental damage
  • Cover from £1 million – £10 million
  • Option for extra stock cover at busy periods
  • Low start premiums
  • Monthly payments
  • Money theft onsite or in transit
  • Stock deterioration
  • Goods sent by post

As an experienced commercial insurance broker, Flint will make insurance recommendations that are unique to your business, ensuring that regardless of how you trade, you are properly covered.

Flint has a long history of working with a panel of quality insurance providers to get you the best cover, at the best price. Flint aims to make life as easy as possible for our clients – we do our job so that you can get on with yours.

Don’t forget

As well as shop insurance, if you employ staff or, even voluntary workers, you will need Employers’ Liability insurance. This cover protects you should an employee become ill or suffer damage to their property as a result of working for you.

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Fewer claims means reduced premiums

Good risk and claims management is essential for all business owners. Risk Management is the term we use for minimising (or mitigating) the risks to your business. It’s ultimate aim is to both reduce the number of claims that you have and when loss really is unavoidable, the severity of those claims.

At Flint Insurance, we are experts in advising our clients on how to avoid claims and when they do occur ensuring that the financial and non- financial impacts to the business are kept to an absolute minimum.

We do this by understanding your business in minute detail, reviewing past performance and historical claims to spot obvious trends. Ultimately, we make specific recommendations to set up your individual and robust insurance programme. This comes with a clear explanation of your insurance contract so that you understand exactly what is and what is not covered.

If we can stop claims happening at source, we can help to reduce your insurance premiums by making your risk as attractive as possible to the widest number of insurers.

Our Claims and Risk Management Services Include:

  • Insurance Risk Assessments
  • Risk Surveys
  • Claims Reviews
  • Property Valuations
  • Business Interruption Computation
  • Business Continuity and Disaster Recover Planning
  • Asset Registers, Stock and Plant Valuations

When Accidents Happen

In the unfortunate event that you experience a loss, having the correct cover in place from the outset enables our claims executives to negotiate the best possible settlement for you; our understanding of your business helps us to better support you throughout the claims process. We are always the advocate of our clients.

Claims management from Flint gives you the peace of mind that your business is supported by commercial claims experts who have the knowledge and experience gained from dealing with minimal losses to large catastrophes. We work hard to ensure that any loss has as little impact on your business as possible.

Need to claim?

Speak to our claims team

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Why choose us?

Flint Insurance is an independent insurance broker who works with a panel of quality insurers to provide the best possible insurance policies for our clients. There’s no huge call centre – with Flint you deal with the person who is handling your risk. We only take your details to get you fantastic rates from quality insurers.

Whether you’re a sole trader or large corporation Flint seeks to understand your business and make recommendations for cover. Experts in our field, we work with trusted insurers to compare the market for great cover at the best rate.

Request a callback

    Within our office hours, we endeavour to contact you within 15 minutes of your requested time.

    Contact us

    Call us on 0800 021 4501 and one of our team will be more than happy to help.

    Make a claim