Combined Liability Insurance
Public Liability and Employers’ Liability can be bought as stand-alone policies, but as essential insurance cover for every business, they are typically sold together.
Public Liability pays compensation claims and legal fees if an individual, such as a customer, contractor or member of the public is injured or their property damaged. Sums insured are usually up to £10 million.
Employers’ Liability insurance is there to cover your staff for loss or injury whilst at work. As an employer this insurance, with only minor exceptions*, is a legal requirement in the UK. It protects against the costs of defending claims or settling compensation payments.
Features
- Up to £10 million protection for both EL and PL
- Criminal defence costs to up £100,000
- Sole traders/freelance workers up to large corporations
- Temporary staff only workers
- High risk trades
- Immediate cover
Additional Features
- Product Liability
- Tools and equipment
- Plant and machinery
- Personal accident for employees, directors and principals
*With the exception of the family business, where your staff are close relations.
![Allianz Insurance logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/Layer-5.png)
![Lloyd](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/Layer-6.png)
![RSA insurance logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/Layer-10.png)
![Pen underwriting logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/07/pen.jpg)
![Travelers insurance logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/07/travelers.jpg)
![Zurich Insurance logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/Layer-11.png)
![Aviva Insurance Logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/Layer-1.png)
![Axa insurance logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/Layer-3.png)
![NIG insurance logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/Layer-9.png)
![Ageas Insurance Logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/Layer-8.png)
![Markel logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/07/markel.jpg)
![Hiscox Insurance logo](https://www.flintinsurance.co.uk/wp-content/uploads/2019/03/hiscox-1.png)