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Group Personal Accident and Travel Insurance

Personal Accident cover provides cash payments if insured employees are killed, lose limbs or eyes, or are totally or partially disabled by an accident covered by the policy.

It can be bought as a benefit that you provide for your employees or as an additional safeguard for the company against the loss of valuable staff members.

Terrible accidents and events do happen and when this sort of benefit steps in, it makes a significant difference to the wellbeing of the company and its employees.

You as the employer can choose whether the cover is 24/7 worldwide or restricted to occupational accidents, you can also specify the amount to be paid upon injury.

For all insured employees travelling on company business (including UK trips) – plus cover for directors, their partners and children on personal leisure trips. If your employees make regular business trips attending meetings or conferences etc. then you need to consider this cover.


Core products include:

  • Personal Accident stand alone or combined with Travel
  • Worldwide or restricted travel cover
  • Material Damage
  • Crisis Containment
  • Employee or Company Benefits

Further Information

For Personal Accident premiums are based on the type of work that you do, how many employees you have and levels of cover. For Travel underwriters look at your particular travel pattern/duration and number of employees to be covered.

Talk to us about costs, it’s not just for big companies and may not be as expensive as you think.

For Single and Annual Multi-trip travel insurance for individuals and families click here.

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Fewer claims means reduced premiums

Good risk and claims management is essential for all business owners. Risk Management is the term we use for minimising (or mitigating) the risks to your business. It’s ultimate aim is to both reduce the number of claims that you have and when loss really is unavoidable, the severity of those claims.

At Flint Insurance, we are experts in advising our clients on how to avoid claims and when they do occur ensuring that the financial and non- financial impacts to the business are kept to an absolute minimum.

We do this by understanding your business in minute detail, reviewing past performance and historical claims to spot obvious trends. Ultimately, we make specific recommendations to set up your individual and robust insurance programme. This comes with a clear explanation of your insurance contract so that you understand exactly what is and what is not covered.

If we can stop claims happening at source, we can help to reduce your insurance premiums by making your risk as attractive as possible to the widest number of insurers.

Our Claims and Risk Management Services Include:

  • Insurance Risk Assessments
  • Risk Surveys
  • Claims Reviews
  • Property Valuations
  • Business Interruption Computation
  • Business Continuity and Disaster Recover Planning
  • Asset Registers, Stock and Plant Valuations

When Accidents Happen

At Flint Insurance, we are experts in advising our clients on how to avoid claims and when they do occur ensuring that the financial and non-financial impacts to the business are kept to an absolute minimum.

Enhanced claims management from Flint gives you the peace of mind that your business is supported by commercial claims experts. We work hard to ensure that any loss has as little impact on your business as possible.

Need to claim?

Speak to our claims team

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Why choose us?

Flint Insurance is an independent insurance broker who works with a panel of quality insurers to provide the best possible insurance policies for our clients. There’s no huge call centre – with Flint you deal with the person who is handling your risk. We only take your details to get you fantastic rates from quality insurers.

Whether you’re a sole trader or large corporation Flint seeks to understand your business and make recommendations for cover. Experts in our field, we work with trusted insurers to compare the market for great cover at the best rate.

Request a callback

    Within our office hours, we endeavour to contact you within 15 minutes of your requested time.

    Contact us

    Call us on 0800 021 4501 and one of our team will be more than happy to help.

    Make a claim