Group Personal Accident and Travel Insurance
Personal Accident cover provides cash payments if insured employees are killed, lose limbs or eyes, or are totally or partially disabled by an accident covered by the policy.
It can be bought as a benefit that you provide for your employees or as an additional safeguard for the company against the loss of valuable staff members.
Terrible accidents and events do happen and when this sort of benefit steps in, it makes a significant difference to the wellbeing of the company and its employees.
You as the employer can choose whether the cover is 24/7 worldwide or restricted to occupational accidents, you can also specify the amount to be paid upon injury.
For all insured employees travelling on company business (including UK trips) – plus cover for directors, their partners and children on personal leisure trips. If your employees make regular business trips attending meetings or conferences etc. then you need to consider this cover.
Core products include:
- Personal Accident stand alone or combined with Travel
- Worldwide or restricted travel cover
- Material Damage
- Crisis Containment
- Employee or Company Benefits
For Personal Accident premiums are based on the type of work that you do, how many employees you have and levels of cover. For Travel underwriters look at your particular travel pattern/duration and number of employees to be covered.
Talk to us about costs, it’s not just for big companies and may not be as expensive as you think.
For Single and Annual Multi-trip travel insurance for individuals and families click here.