Calling all Cleaning Businesses

May 6, 2020

This has been a challenging time for all Cleaning businesses with so many offices closing during this pandemic and the social distancing rules needing to be met to operate safely it has hit the sector more acutely than perhaps anyone had imagined.

The light at the end of the tunnel appears as more businesses prepare for their return to the new ‘normal’ and in doing so, they want to ensure that premises are safe for those returning to them. This has created an increase in demand for specialist forms of cleaning that some cleaning businesses may not have performed before.

What cleaning techniques have we been asked about?

We have been asked for Liabilities cover to allow a Cleaner to “fog” a clients’ premises.

This is a method previously seen in food and drug manufacturing which uses a range of techniques such as:

  • Chemical fogging
  • Vaporised hydrogen peroxide
  • Ozone
  • Chlorine dioxide
  • Ultraviolet light
  • Titanium dioxide coating and UV light
  • Ionisation

For further details about these techniques, we referenced CleanRoomTechnology

How have we responded?

We are specialist insurance brokers who can provide cover for all aspects of cleaning, with access to a wide panel of insurers and underwriters ensuring that our solutions are varied and that the products we are providing our clients with are both compelling and competitive.  Our Insurers have not all adopted a consistent approach to cover for this cleaning activity as this will be dependent on the specific elements of your requirements, therefore it is always advised that you make contact with us to discuss your exact requirements.

What is Fogging?

fogging service, unlike conventional cleaning, kills all but 0.0001% of bacteria, fungi and viruses.

Are there markets available for Fogging Insurance?

Simply put, yes. There are numerous solutions available to cover your business with Fogging being a key part of what is actually covered. The main goal though is ensuring that your existing cover isn’t under-insured if you are considering or have started to offer Fogging as a service, it is essential to understand what your existing cover applies to and to enhance your cover to ensure that Fogging is part of the policy coverage.

What do you need to do?

If you are looking to supply this service, we would ask that you contact us by email – click here to send us an email

You need to have considered:

  • What fogging technique you are planning to adopt
  • What training you and your staff have undertaken
  • The types of premises you are planning to clean at
  • The commitment you are making contractually in taking up this work
    • (For example, what guarantees are you giving)

What will happen next?

We will get in touch with you and collect further information which will enable us to approach insurers on your behalf in order to obtain the most comprehensive cover available for your cleaning operations.

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